¹The Bernie & Phyl's Credit Card is issued by Wells Fargo Bank, N.A. Special terms of 24, 36, or 60 months apply to qualifying purchases charged with approved credit. Minimum purchase of $1,999 for the 24 month plan, $2,499 for the 36 month plan, and $3,499 for 60 month plan. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 4/1/2024 and is subject to change. For current information, call Wells Fargo at 1-800-431-5921. Cannot be combined with any other promotional offers.

²Receive 2 free TEMPUR-Adapt Cloud + Cooling pillows with the purchase of any Tempur-pedic mattress purchase.

⁴Bernie & Phyl's Furniture reward card will be mailed approximately 24 weeks after delivery of your bedding purchase. Expires 1 year from date of issue. Offer excludes Stearns & Foster Studio Medium and Studio Medium Tight Top mattresses.