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Important Stuff We Have to Tell You about affirm

Payment options through Affirm are subject to an eligibility check and are provided by these lending partners:

affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Important Stuff We Have to Tell You

REWARDS:

1To become eligible to earn 6% in Rewards, member must spend at least $300 in eligible purchases over the past 12 months; otherwise members will earn 3% in Rewards on every eligible purchase. 6% eligibility is updated once a month. Limit $150 in total rewards earned per day. Rewards are calculated based on actual amount paid, less applicable taxes. Rewards cannot be earned on purchases of Gift Cards, clearance merchandise, MichaelsPro Pack items or purchases prior to joining the program. Rewards and rewards vouchers have no cash value. Rewards vouchers may not be used on shipping, tax,

michaelscustomframing.com or to purchase Gift Cards and Extended Warranties. Michaels Rewards account information must be provided upon redemption of a rewards voucher. Void where prohibited. Valid only on purchases made in U.S. stores and online at

michaels.com.

Rewards earned will show up in Rewards members account 48 hours after eligible purchase. Rewards vouchers will be issued within 72 hours once you reach your $5 threshold (or in increments of $5 up to $150) and are valid for 32 days from the date of issuance. Restrictions may apply. Michaels reserves the right to make updates to Michaels Rewards without member notification.

Effective in U.S. only. This message contains promotional content. Please do not reply to this email. 2023 Michaels Stores, Inc. 3939 West John Carpenter Fwy, Irving, TX 75063.

Prices may vary in Alaska.

Some advertised items may not be available at all store locations. Percent off discounts are off original ticketed price. MichaelsPro Pack pricing may not be combined with any other offer, coupon or discount. All credit cards may not be accepted at all stores. Selection and regular prices may vary. Typographic and photographic errors are subject to correction at the store level. Products available while quantities last and no rain checks may be issued. We reserve the right to limit quantities.

3Offer is exclusive to Michaels Credit Card holders enrolled in the Michaels Rewards program. Maximum of $150 in total rewards earned per day. Maximum of9% rewards per transaction. Excludes taxes, gift cards, extended warranty purchases and shipping fees. This rewards program is provided by Michaels and its terms may change at any time. For full Rewards Terms and Conditions, please seemichaels.com/rewards/terms.

Credit Card offers are subject to credit approval.

Michaels Credit Card Accounts are issued by Comenity Capital Bank. The Michaels Credit Card cannot be used on michaelscustomframing.com; merchant.sgiftcard.com/chrome/michaels; enterprise.michaels.com;

michaelsphotogifts.com; and education.michaels.com.

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