Hi Stasher,

Investing in the stock market is one of the best ways to build wealth. Here are three reasons why.

Lower taxes.

If you hold a stock for over a year, you pay Capital Gains tax instead of income tax. Capital Gains tax rates are historically much lower.

Passive income.

Some companies may distribute a certain amount of their earnings to its shareholders

these are called dividends. Stash lets you automatically reinvest your dividends to take advantage of compounding.

Compounding interest.

Some of the greatest minds have described compounding as the 8th Wonder of the World. Here's how it works.

• If you invest $100 and it grew at the average rate of return of 8% in the first yearthen you would have $108.
• If you were to continue earning 8% on average for the next 20 years, within 21 years, your future value could be $533.57¹just by investing that initial $100.

Try it yourself with Stashs compounding interest calculator.

Ready to get started? Set up your Stash and add $5 or more to your Personal Portfolio by December 24, 2023, and well give you $30 to invest.²

1.Sign up for Stash.

2. Complete the registration process.

3. Open a Personal Portfolio.

4. Link a bank account.

5. Deposit at least $5 into your Personal Portfolio.

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. For more information, please visit www.stash.com.

To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.

¹This hypothetical example assumes that your chosen monthly contribution invested per week was compounded weekly using your chosen hypothetical annual rate of return. The projections reflect year-end values and do not account for taxes, fees, or withdrawals. Clients actual account may be different for many reasons including, but not limited to, market fluctuations and volatility, changes in clients recurring investments, withdrawals, additional investments, time horizon, taxes and fees. Clients should consider their objectives before investing. Investment outcomes and projections are hypothetical in nature. A clients account balance may be more or less than their original investment. This example is for illustrative purposes only and is not indicative of the performance of any actual investment. Actual return and principal value may be more or less than the original investment. Past Performance does not guarantee future results.

²Offer subject to Terms and Conditions. To be eligible to participate, you must complete the following steps within the specific time periods that are included in your offer to participate in this Promotion (your Offer Period): (i) successfully complete (or already have completed, or re-apply for and complete, as applicable to you) the designated registration process of opening an individual taxable brokerage account advised by Stash Investments LLC that is in good standing (a Personal Portfolio), as displayed by the interactive instructions shown via the Stash platform and/or your offer to participate; (ii) link a funding source (e.g. an external bank account) to your Personal Portfolio; AND (iii) initiate and complete a minimum deposit of at least five dollars ($5.00) from your funding source into your Personal Portfolio.

A Personal Portfolio: You can choose your own investments only in a Personal Portfolio which is a Non-Discretionary Managed account.

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Stash offers access to investment and banking accounts under each subscription plan. Each type of account is subject to different regulations and limitations. See the Advisory Agreement for more information and the Deposit Account Agreement for more information.

Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back Debit Mastercard is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

Stash Financial, Inc. and its affiliates (collectively Stash Financial) is a digital financial services company offering financial products for U.S. based consumers. Stash Financial is not a bank or depository institution licensed in any jurisdiction. Investment products and services are offered through Stash Investments LLC (Stash), an SEC registered investment advisor.

Please see our full disclosures for important details. Subscription plans start at $3/month; see Stashs pricing page and applicable custodial fees.

This information contained in this communication is provided for general informational purposes only; nothing in this email should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only. Stash does not provide comprehensive financial planning services to individual investors. Stash Capital LLC, an SEC registered broker-dealer and member FINRA/SIPC, serves as introducing broker for Stash Clients advisory accounts. Apex Clearing Corporation, a third-party SEC registered broker-dealer and member FINRA/SIPC, provides clearing and execution services and serves as qualified custodian for advisory assets of Stash Clients. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

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